The risk-free rate is the foundation of investment returns, influencing everything from bond yields to stock valuations. This chapter breaks down why it matters and how it helps investors assess risk and reward.

Simple interest grows linearly, while compound interest accelerates wealth over time. This chapter illustrates the difference and shows how compounding can be a game-changer for long-term investors.

IPOs allow companies to raise capital and investors to enter early in a company’s growth journey. Understand key IPO concepts like GMP, listing gains, and why IPOs attract so much market excitement.

Companies raise funds through IPOs, FPOs, and Offers for Sale (OFS), each with unique investor implications. This chapter breaks down these methods and their impact on

Get a behind-the-scenes look at the full IPO journey—from appointing merchant bankers to getting SEBI approvals, deciding price bands, and finally listing on exchanges. This chapter simplifies the entire process to help you understand what happens behind the scenes.

Retail investors, HNIs, QIBs, and anchor investors participate in IPOs under different allotment rules. Learn about their privileges, application limits, and strategies to identify your investor category smartly.

Oversubscribed IPOs don’t guarantee allotment for every applicant, as shares are distributed via lottery or proportional allocation. This chapter explains how allotment works across different investor categories.

ASBA (Application Supported by Blocked Amount) ensures a secure, paperless, and efficient IPO application process. Learn how to apply for IPOs through ASBA using both online and offline methods.

Corporate actions like dividends, mergers, and stock splits directly impact share prices and investor returns. Learn how these decisions influence market perception and shareholder value.

Dividends are rewards that companies pay to shareholders from their profits. Learn how they work, their types, tax implications, and how to evaluate companies based on dividend yield and payout.

Bonus shares are additional shares issued to existing shareholders at no cost, increasing liquidity without affecting ownership percentage. Learn how they reward investors and impact stock prices.

A rights issue allows shareholders to buy more shares at a discounted price, helping companies raise funds without external borrowing. Discover how this works, what rights entitlement means, and when you should or shouldn’t subscribe

A stock split lowers the price per share by increasing the total number of shares, making them more affordable for investors. Learn how it impacts investor sentiment and tax calculations.

Share buybacks reduce outstanding shares, potentially boosting share value and earnings per share (EPS). This chapter explains the reasons behind buybacks and their impact on investors.

A mutual fund pools money from multiple investors to create a diversified portfolio managed by professionals. This chapter explains how mutual funds work, their benefits, and why they are a popular investment choice.

Mutual funds come in various forms—equity, debt, hybrid, and more—each catering to different risk appetites and financial goals. Learn how these fund types function and how to choose the right one for your investment strategy.

Mutual Funds offer simplicity, diversification, liquidity, and professional fund management—all while operating under SEBI’s strict regulations. Learn how mutual funds are a smart, convenient, and tax-efficient option for modern investors.

SIPs enable disciplined investing through automated contributions, rupee cost averaging, and compounding benefits. This chapter explains how SIPs reduce market timing risks and help grow your portfolio over time.

From choosing the right fund to understanding risk and returns, this chapter walks you through the mutual fund investment process. Learn how to make informed fund choices based on performance, risk, and flexibility.