TruCap Finance Ltd's Q3FY25 Quarter Results
TruCap Finance Ltd's revenue increased 7.5% YoY
- 14 Feb 2025
Result Summary
- TruCap Finance Ltd reported a 9.7% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Dec (Q3FY25). On a year-on-year (YoY) basis, it witnessed a growth of 7.5%.
- Its expenses for the quarter were down by 3.9% QoQ and up 13.6% YoY.
- The net profit decreased 5.0% QoQ and decreased 66.3% YoY.
- The earnings per share (EPS) of TruCap Finance Ltd stood at 0.1 during Q3FY25.
Financial Statments for Q3FY25
| (₹ crores) | Q3FY25 | Q2FY25 | Q3FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 52.66 | 58.31 | 48.99 | -9.7% | 7.5% |
Total Expenses | 50.52 | 52.59 | 44.47 | -3.9% | 13.6% |
Profit Before Tax | 0.78 | 2.62 | 3.30 | -70.2% | -76.4% |
Tax | -0.19 | 1.61 | 0.44 | -111.8% | -143.2% |
Profit After Tax | 0.96 | 1.01 | 2.85 | -5.0% | -66.3% |
Earnings Per Share | 0.10 | 0.10 | 0.30 | 0.0% | -66.7% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
## Company Overview
TruCap Finance Ltd is a financial services company that operates primarily within the financial industry. The company focuses on providing financial solutions that cater to diverse customer needs, though the specific range of products and services is not detailed in the provided information. As a financial entity, TruCap Finance may engage in activities such as lending, investment management, or other financial services, which are typical for companies in this sector. Any recent major developments or specific business strategies are not available in the provided data, so further research would be necessary to understand any strategic shifts or new product offerings from TruCap Finance Ltd.
## Revenue
In the third quarter of the fiscal year 2025 (Q3FY25), TruCap Finance Ltd reported a total income of ₹52.66 crores. This represents a 9.7% decrease from the previous quarter (Q2FY25), where the total income was ₹58.31 crores. However, when compared to the third quarter of the previous fiscal year (Q3FY24), the total income increased by 7.5% from ₹48.99 crores. This year-over-year growth indicates that, despite a quarter-over-quarter decline, the company has managed to increase its revenue compared to the same period last year.
## Profitability
The profitability metrics for TruCap Finance Ltd in Q3FY25 show a mixed performance. The company recorded a profit before tax (PBT) of ₹0.78 crores, marking a significant decrease of 70.2% from Q2FY25, where the PBT was ₹2.62 crores. Compared to Q3FY24, where the PBT was ₹3.30 crores, this reflects a 76.4% decline. Tax expenses for Q3FY25 were recorded as a credit of ₹-0.19 crores, a reversal from a tax expense of ₹1.61 crores in Q2FY25, and a decrease from ₹0.44 crores in Q3FY24. The profit after tax (PAT) for Q3FY25 was ₹0.96 crores, a 5.0% decrease from the previous quarter's PAT of ₹1.01 crores and a 66.3% reduction from the PAT of ₹2.85 crores in Q3FY24. Earnings per share (EPS) remained stable at ₹0.10 for Q3FY25 compared to Q2FY25 but showed a decline from ₹0.30 in Q3FY24.
## Operating Metrics
Total expenses for TruCap Finance Ltd in Q3FY25 were ₹50.52 crores, which is a 3.9% decrease from Q2FY25's expenses of ₹52.59 crores. When compared to Q3FY24, expenses increased by 13.6% from ₹44.47 crores. This indicates a reduction in expenses quarter-over-quarter but an increase year-over-year. The stability in EPS despite fluctuations in other profitability metrics suggests a consistent share base or adjustments in retained earnings. These operating metrics reflect the company's management of its cost structure relative to its income generation capabilities over different periods.
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