(₹ crores) | Q3FY25 | Q2FY25 | Q3FY24 | QoQ (%) | YoY (%) |
---|---|---|---|---|---|
Total Income | 2.77 | 5.16 | 3.90 | -46.3% | -29.0% |
Total Expenses | 5.11 | 4.69 | 4.26 | 9.0% | 20.0% |
Profit Before Tax | -2.34 | 0.47 | -0.36 | -597.9% | 550.0% |
Tax | 0.00 | 0.00 | 0.00 | - | - |
Profit After Tax | -2.34 | 0.47 | -0.36 | -597.9% | 550.0% |
Earnings Per Share | -0.50 | 0.10 | -0.10 | -600.0% | 400.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
## Company Overview
Transwarranty Finance Ltd is a company primarily engaged in the financial services sector. The company offers a variety of products and services, which typically include corporate finance, advisory services, and other financial solutions. As a player in the finance industry, Transwarranty Finance Ltd may be involved in activities such as investment banking, asset management, and financial consultancy. The company operates within a competitive industry that is influenced by economic conditions, regulatory changes, and market demand for financial services. Specific recent developments about the company are not available in the provided data.
## Revenue
In the third quarter of fiscal year 2025 (Q3FY25), Transwarranty Finance Ltd reported a total income of ₹2.77 crores. This marks a significant decrease of 46.3% from the previous quarter (Q2FY25), which was ₹5.16 crores. When compared year-over-year, the total income declined by 29.0% from ₹3.90 crores in Q3FY24. This reduction in revenue could be indicative of various factors affecting the company's operations during this period. The decrease in total income both sequentially and annually highlights a challenging quarter for revenue generation.
## Profitability
The profitability of Transwarranty Finance Ltd experienced notable changes over the reporting periods. The company registered a loss before tax of ₹2.34 crores in Q3FY25, a drastic decline from a profit before tax of ₹0.47 crores in the preceding quarter. This change represents a quarter-over-quarter decrease of 597.9%. Compared to the same quarter in the previous year, where a loss of ₹0.36 crores was reported, the year-over-year decline is 550.0%. Consequently, the profit after tax mirrors these figures exactly due to a tax expense of ₹0.00 crores across all periods. The earnings per share also reflect this trend, showing a decrease from ₹0.10 in Q2FY25 to -₹0.50 in Q3FY25, and worsening from -₹0.10 in Q3FY24, illustrating a challenging period for earnings.
## Operating Metrics
The operating metrics for Transwarranty Finance Ltd reveal an increase in total expenses to ₹5.11 crores in Q3FY25, which is a 9.0% rise from ₹4.69 crores in Q2FY25. Furthermore, there is a 20.0% increase when compared to ₹4.26 crores in Q3FY24. This upward trend in expenses amid declining revenue may impact the company's operational efficiency and cost management strategies. The financial data does not provide specific ratios such as P/E, debt-to-equity, or current ratios; thus, these could not be calculated. However, the available data indicates a period of heightened expenditure relative to income, affecting the overall financial health indicators for Transwarranty Finance Ltd during this quarter.