SBFC Finance Ltd's Q3FY25 Quarter Results
SBFC Finance Ltd's revenue increased 26.4% YoY
- 26 Jan 2025
Result Summary
- SBFC Finance Ltd reported a 6.1% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3FY25). On a year-on-year (YoY) basis, it witnessed a growth of 26.4%.
- Its expenses for the quarter were up by 6.2% QoQ and 18.4% YoY.
- The net profit increased 4.9% QoQ and increased 38.2% YoY.
- The earnings per share (EPS) of SBFC Finance Ltd stood at 0.8 during Q3FY25.
Financial Statments for Q3FY25
| (₹ crores) | Q3FY25 | Q2FY25 | Q3FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 333.58 | 314.51 | 263.94 | 6.1% | 26.4% |
Total Expenses | 196.69 | 185.19 | 166.14 | 6.2% | 18.4% |
Profit Before Tax | 117.77 | 110.39 | 85.52 | 6.7% | 37.7% |
Tax | 29.49 | 26.23 | 21.66 | 12.4% | 36.1% |
Profit After Tax | 88.28 | 84.16 | 63.86 | 4.9% | 38.2% |
Earnings Per Share | 0.80 | 0.80 | 0.60 | 0.0% | 33.3% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
## Company Overview
SBFC Finance Ltd operates within the financial services industry, primarily focusing on providing loans to small and medium enterprises, as well as personal loans. The company caters to a diverse clientele, offering accessible financial solutions tailored to meet various needs. As of now, no recent major developments have been specified for SBFC Finance Ltd. The company is known for its commitment to financial inclusion and has been expanding its reach across different regions. The data provided does not reveal any further specific details about the company's strategic initiatives or market expansions.
## Revenue
In the third quarter of the financial year 2025 (Q3FY25), SBFC Finance Ltd reported a total income of ₹333.58 crores. This represents a quarter-over-quarter (QoQ) increase of 6.1% from ₹314.51 crores in Q2FY25 and a year-over-year (YoY) growth of 26.4% from ₹263.94 crores in Q3FY24. The consistent increase in total income highlights the company's ability to generate revenue through its financial services. The growth in revenue across both the quarterly and yearly comparisons may reflect operational effectiveness in capturing market opportunities within the financial services sector.
## Profitability
During Q3FY25, SBFC Finance Ltd recorded a profit before tax of ₹117.77 crores, a 6.7% increase QoQ from ₹110.39 crores in Q2FY25, and a 37.7% rise YoY from ₹85.52 crores in Q3FY24. The profit after tax for the same period was ₹88.28 crores, marking a 4.9% increase QoQ from ₹84.16 crores and a substantial 38.2% increase YoY from ₹63.86 crores. These figures indicate a robust financial performance with strong profit margins. The tax expense for Q3FY25 was ₹29.49 crores, which increased by 12.4% QoQ from Q2FY25's ₹26.23 crores and by 36.1% YoY from Q3FY24's ₹21.66 crores. Earnings per share remained stable QoQ at ₹0.80, reflecting a 33.3% increase YoY from ₹0.60.
## Operating Metrics
Total expenses for SBFC Finance Ltd in Q3FY25 amounted to ₹196.69 crores, which represents a 6.2% increase QoQ from ₹185.19 crores in Q2FY25 and an 18.4% increase YoY from ₹166.14 crores in Q3FY24. The increase in expenses aligns with the rise in total income, maintaining the operational scale necessary for revenue generation. The consistent rise in total expenses suggests ongoing investments in operational capabilities to support the company's growth trajectory. While the data provided does not specify other operating metrics such as debt-to-equity or current ratios, it underscores a steady increase in operational costs that supports revenue growth.
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