Motor & General Finance Ltd's Q3FY25 Quarter Results
- 14 Feb 2025
Result Summary
- Motor & General Finance Ltd reported a 2.8% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Dec (Q3FY25). On a year-on-year (YoY) basis, it witnessed a growth of 14.9%.
- Its expenses for the quarter were up by 2.7% QoQ and 8.0% YoY.
- The net profit decreased 45.2% QoQ and increased 750.0% YoY.
- The earnings per share (EPS) of Motor & General Finance Ltd - at - during Q3FY25.
Financial Statments for Q3FY25
| (₹ crores) | Q3FY25 | Q2FY25 | Q3FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 2.47 | 2.54 | 2.15 | -2.8% | 14.9% |
Total Expenses | 2.30 | 2.24 | 2.13 | 2.7% | 8.0% |
Profit Before Tax | 0.17 | 0.30 | 0.02 | -43.3% | 750.0% |
Tax | 0.00 | 0.00 | 0.00 | - | - |
Profit After Tax | 0.17 | 0.31 | 0.02 | -45.2% | 750.0% |
Earnings Per Share | 0.00 | 0.10 | 0.00 | -100.0% | - |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Motor & General Finance Ltd is primarily involved in the leasing and financing segment, catering to the automotive and real estate sectors. The company operates within the financial services industry, offering a range of services that include vehicle financing, leasing solutions, and potentially other financial products. However, specific recent developments or detailed insights into the company's strategic changes are not available in the provided data. As a player in the financial services industry, the company could be influenced by broader economic factors and regulatory changes impacting the sector.
Revenue
For the third quarter of the fiscal year 2025 (Q3FY25), Motor & General Finance Ltd reported a total income of ₹2.47 crores. This figure reflects a decrease of 2.8% from the previous quarter (Q2FY25), where the total income stood at ₹2.54 crores. However, when compared to the same quarter in the previous year (Q3FY24), the total income exhibits a significant increase of 14.9%, rising from ₹2.15 crores. These changes indicate the company's revenue trajectory over the quarter and the year, showcasing its performance in terms of income generation.
Profitability
The company's profitability in Q3FY25 is represented by a profit before tax (PBT) of ₹0.17 crores, down from ₹0.30 crores in Q2FY25, reflecting a decline of 43.3% quarter-over-quarter (QoQ). Despite this QoQ drop, the year-over-year (YoY) comparison shows a substantial increase from the ₹0.02 crores profit before tax recorded in Q3FY24, marking a 750.0% rise. Similarly, the profit after tax (PAT) for Q3FY25 matches the PBT at ₹0.17 crores, showing a 45.2% decrease from the previous quarter's ₹0.31 crores but a 750.0% increase from the ₹0.02 crores in Q3FY24. These figures illustrate the company's profitability trends over different periods.
Operating Metrics
In Q3FY25, Motor & General Finance Ltd registered total expenses of ₹2.30 crores, which signifies a 2.7% increase from the ₹2.24 crores reported in Q2FY25. Year-over-year, total expenses increased by 8.0% from ₹2.13 crores in Q3FY24. Earnings per share (EPS) for Q3FY25 were recorded at ₹0.00, down from ₹0.10 in Q2FY25, representing a 100% decrease QoQ. The EPS remained unchanged from Q3FY24. These operating metrics highlight the company's cost management and shareholder value aspects over the reported periods.
