Jio Financial Services Ltd's Q4FY25 Quarter Results
- 18 Apr 2025
Result Summary
- Jio Financial Services Ltd reported a 6.8% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a - of -.
- Its expenses for the quarter were down by 14.4% QoQ and - - YoY.
- The net profit increased 5.4% QoQ and - - YoY.
- The earnings per share (EPS) of Jio Financial Services Ltd stood at 0.5 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 418.18 | 448.89 | 0.00 | -6.8% | - |
Total Expenses | 101.32 | 118.41 | 0.00 | -14.4% | - |
Profit Before Tax | 315.06 | 318.14 | - | -1.0% | NaN% |
Tax | 82.04 | 82.44 | 0.00 | -0.5% | - |
Profit After Tax | 310.63 | 294.78 | 0.00 | 5.4% | - |
Earnings Per Share | 0.50 | 0.50 | 0.00 | 0.0% | - |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Jio Financial Services Ltd is a financial services company that operates primarily in the Indian market. As a part of the Reliance Industries Limited conglomerate, it focuses on providing a range of financial solutions, including digital payment services, consumer finance, and insurance products. While specific recent developments are not detailed in the provided data, the company's strategic initiatives typically align with leveraging digital technologies to enhance financial inclusion and service delivery in the competitive Indian financial services sector. The company's performance and strategic direction are closely monitored within the industry due to its affiliation with Reliance Industries, a major player in the Indian market.
Revenue
During the fourth quarter of the fiscal year 2025 (Q4FY25), Jio Financial Services Ltd reported a total income of ₹418.18 crores. This figure represents a decrease of 6.8% compared to the previous quarter (Q3FY25), which recorded a total income of ₹448.89 crores. It is important to note that year-over-year (YoY) data for revenue is not available. The decrease in total income on a quarter-over-quarter (QoQ) basis reflects the dynamics of the company's revenue streams within the specified period. The data does not provide specific insights into the components of revenue, such as segmentation by product line or geographical distribution.
Profitability
The profitability of Jio Financial Services Ltd in Q4FY25 was marked by a profit before tax (PBT) of ₹315.06 crores, which showed a slight decrease of 1.0% from the previous quarter's PBT of ₹318.14 crores. The tax expense during this quarter was ₹82.04 crores, marginally lower by 0.5% compared to Q3FY25. Despite the decrease in PBT, the company achieved a profit after tax (PAT) of ₹310.63 crores, which represents an increase of 5.4% from the preceding quarter. The earnings per share (EPS) remained constant at ₹0.50 for both quarters. There is no available year-over-year (YoY) comparison for these metrics, but the QoQ changes highlight the company's financial outcomes for this period.
Operating Metrics
The financial data provided does not include detailed operating metrics such as operating margin, asset utilization, or specific cost analysis, which are typically used to gauge operational efficiency. The total expenses for Q4FY25 were recorded at ₹101.32 crores, showing a significant reduction of 14.4% from ₹118.41 crores in Q3FY25. This reduction in expenses is notable within the context of managing operational costs. The absence of additional metrics such as debt-to-equity ratio, liquidity ratios, or specific operational KPIs limits a more granular analysis of operational performance. However, the observed changes in total expenses and profit-related figures provide a snapshot of the company's operational dynamics in the reported quarter.
