Bajaj Finance Ltd's Q3FY25 Quarter Results
- 30 Jan 2025
Result Summary
- Bajaj Finance Ltd reported a 5.6% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3FY25). On a year-on-year (YoY) basis, it witnessed a growth of 27.5%.
- Its expenses for the quarter were up by 4.7% QoQ and 27.8% YoY.
- The net profit increased 7.3% QoQ and increased 18.4% YoY.
- The earnings per share (EPS) of Bajaj Finance Ltd stood at 68.5 during Q3FY25.
Financial Statments for Q3FY25
| (₹ crores) | Q3FY25 | Q2FY25 | Q3FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 18058.32 | 17095.41 | 14165.98 | 5.6% | 27.5% |
Total Expenses | 10252.59 | 9788.30 | 8023.76 | 4.7% | 27.8% |
Profit Before Tax | 5762.40 | 5398.03 | 4893.87 | 6.8% | 17.7% |
Tax | 1457.23 | 1387.74 | 1256.57 | 5.0% | 16.0% |
Profit After Tax | 4308.19 | 4013.74 | 3638.95 | 7.3% | 18.4% |
Earnings Per Share | 68.50 | 64.50 | 59.20 | 6.2% | 15.7% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Bajaj Finance Ltd is a prominent player in the Indian financial services sector, primarily involved in the business of lending. It offers a wide range of financial products and services including consumer finance, SME finance, commercial lending, and wealth management. The company is part of the Bajaj Group, one of the oldest and most respected business conglomerates in India. Bajaj Finance has established a strong foothold in the market with its extensive distribution network and digital platforms, enabling it to reach a diverse customer base. Any recent major developments specific to Bajaj Finance Ltd are not available in the provided data.
Revenue
In the third quarter of the fiscal year 2025 (Q3FY25), Bajaj Finance Ltd reported a total income of ₹18,058.32 crores. This marks a 5.6% increase from the previous quarter (Q2FY25), where the company reported a total income of ₹17,095.41 crores. When compared to the same quarter in the previous fiscal year (Q3FY24), which recorded a total income of ₹14,165.98 crores, there is a 27.5% year-over-year growth. The steady increase in total income over the quarters highlights the company's ability to generate increasing revenue streams.
Profitability
Bajaj Finance Ltd's profitability metrics for Q3FY25 present a robust financial performance. The company reported a profit before tax of ₹5,762.40 crores, which is a 6.8% increase quarter-over-quarter from ₹5,398.03 crores in Q2FY25 and a 17.7% increase year-over-year from ₹4,893.87 crores in Q3FY24. After accounting for taxes, the profit after tax stood at ₹4,308.19 crores, reflecting a 7.3% QoQ increase from ₹4,013.74 crores in the preceding quarter, and an 18.4% YoY increase from ₹3,638.95 crores in the previous year. These figures indicate strong profitability growth over both short and long-term periods.
Operating Metrics
For the operating metrics, the total expenses for Bajaj Finance Ltd in Q3FY25 were ₹10,252.59 crores, which shows a 4.7% increase from the previous quarter's expenses of ₹9,788.30 crores and a 27.8% increase from Q3FY24's expenses of ₹8,023.76 crores. The company's earnings per share (EPS) for Q3FY25 was ₹68.50, up by 6.2% from ₹64.50 in Q2FY25, and showing a 15.7% increase from ₹59.20 in Q3FY24. These metrics suggest that the company has managed its operations efficiently, maintaining a balance between income growth and expense management to enhance shareholder value.
