Aptus Value Housing Finance India Ltd's Q3FY25 Quarter Results
- 1d ago
Result Summary
- Aptus Value Housing Finance India Ltd reported a 6.7% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3FY25). On a year-on-year (YoY) basis, it witnessed a growth of 28.1%.
- Its expenses for the quarter were up by 8.9% QoQ and 37.9% YoY.
- The net profit increased 4.7% QoQ and increased 20.9% YoY.
- The earnings per share (EPS) of Aptus Value Housing Finance India Ltd stood at 3.8 during Q3FY25.
Financial Statments for Q3FY25
| (₹ crores) | Q3FY25 | Q2FY25 | Q3FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 464.68 | 435.55 | 362.65 | 6.7% | 28.1% |
Total Expenses | 206.23 | 189.30 | 149.50 | 8.9% | 37.9% |
Profit Before Tax | 245.53 | 236.73 | 205.14 | 3.7% | 19.7% |
Tax | 55.03 | 54.76 | 47.56 | 0.5% | 15.7% |
Profit After Tax | 190.50 | 181.97 | 157.59 | 4.7% | 20.9% |
Earnings Per Share | 3.80 | 3.60 | 3.10 | 5.6% | 22.6% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Aptus Value Housing Finance India Ltd is a prominent player in the Indian housing finance sector. The company primarily focuses on providing affordable and accessible housing finance solutions to low and middle-income segments in India. Its primary offerings include home loans, loans against property, and business loans, catering to the financial needs of a diverse customer base. The company operates within the financial services industry, a sector characterized by its regulatory environment and sensitivity to economic and interest rate changes. As of now, there are no specific recent major developments available in the public domain about the company.
Revenue
In the third quarter of fiscal year 2025 (Q3FY25), Aptus Value Housing Finance India Ltd reported a total income of ₹464.68 crores. This represents a quarter-over-quarter (QoQ) growth of 6.7% compared to the previous quarter (Q2FY25), where the total income was ₹435.55 crores. On a year-over-year (YoY) basis, the total income increased by 28.1% from ₹362.65 crores in Q3FY24. This substantial YoY growth reflects the company's robust revenue performance over the past year. The revenue increase is also indicative of the company's effective strategies in expanding its market presence and enhancing its product offerings within the housing finance sector.
Profitability
The profitability of Aptus Value Housing Finance India Ltd in Q3FY25 is reflected in its profit before tax (PBT) and profit after tax (PAT) figures. The company reported a PBT of ₹245.53 crores, marking a QoQ increase of 3.7% from ₹236.73 crores in Q2FY25 and a YoY rise of 19.7% from ₹205.14 crores in Q3FY24. Following the deduction of taxes amounting to ₹55.03 crores, the PAT for Q3FY25 stood at ₹190.50 crores, which is a 4.7% QoQ increase and a 20.9% YoY increase from ₹157.59 crores in Q3FY24. The earnings per share (EPS) also saw an improvement, rising to ₹3.80 in Q3FY25 from ₹3.60 in Q2FY25 and ₹3.10 in Q3FY24, illustrating a QoQ growth of 5.6% and a YoY growth of 22.6%.
Operating Metrics
The total expenses for Aptus Value Housing Finance India Ltd in Q3FY25 were reported at ₹206.23 crores, which shows an 8.9% increase from ₹189.30 crores in Q2FY25 and a significant 37.9% rise from ₹149.50 crores in Q3FY24. These increases in expenses align with the company's expanding business operations and possibly scaling efforts to capture a larger market share. The company's tax expense for Q3FY25 was ₹55.03 crores, a marginal increase of 0.5% from ₹54.76 crores in Q2FY25 and a YoY increase of 15.7% from ₹47.56 crores in Q3FY24. These operating metrics indicate the company's operational scale and its management of operating costs in line with revenue growth.
