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FAQ's > Equity > Two Factor Authentication
1. What is a two factor authentication?
A. It is a security feature where an customer will need to satisfy 2 authentication criteria in order to login to a system. To access a system, the user should satisfy 2 out the given 3 criteria:
  • Something the user knows (Eg. ATM pin)
  • Something the user has (Eg. ATM card)
  • Something the user is (Fingerprint)
Kotak Securities has opted for a & b where ‘something the user knows’ is your password and ‘something the user has’ is your security key or access code.

2. Why do I need two factor authentication for online trading?
A. In compliance with the new SEBI circular on increasing the security for your Stock trading account, we have introduced the 2-factor authentication process. This will give another security layer to your trading account.

3. For whom this two factor authentication is applicable?
A. This feature is applicable to all the online customers of Kotak Securities.

4. What will be the 2 factors authentication that Kotak Securities will use?
A. Kotak Securities will ask you for a security key or an access code when you try to login to your trading account. Access code will be applicable to only those customers who do not have a security key.

5. What is an Access code?
A. An Access code is a four digit number which you will required along with your user id and password at the time of login.

6. if I have a security key, do I need Access code?
A. No, Security key itself works as a second authentication to the online trading customers.

7. I have a security key but I have not activated it. Can I use access code to login?
A. No, if you have a security key that you haven’t activated, then you need to activate it to login. You cannot use access code if you have a security key.

8. How can I use the security key?
A. Perform the below steps to use your security key :
  • Login to www.kotaksecurities.com and go to the login page

  • Click on ‘Activate Security Key’ and enter you User-ID and Password
  • Follow the steps to activate your security key
  • After activating the security key, log in to KEAT Pro X / Mobile Stock Trader / Website with your User ID, Password and Security Key
  • Press the button on your Security Key to get the digital Security Key access code
  • Enter this number in the Security Key field  
9. Can I trade without an Access Code or Security Key?
A. No, for every login you need to have a password and a security key or an access code.

10. How can I use the access code?
A.
  • Login to www.kotaksecurities.com  / KeatProX / MST Enter your User ID and Password
  • Click on ‘Generate an Access code’. The 6 digit access code will be sent to your registered mobile number and E-mail address
  • Enter the access code and click ‘Submit’
  • This access code will be valid till 23:59:59 PM on that day. You can use the same access code to log in till that time
11. How can I update my contact details?
A.
  • Go to www.kotaksecurities.com
  • Login with your User ID and password
  • Click on ‘My Account’
  • Click ‘Update My Profile’
  • Update your mobile number and E-mail Id and click ‘CONFIRM’
12. Are NRIs also required to have access code?
A. No, the NRI online trading customers will have to use the security key to login to their accounts.

13. How can I get security key as an NRI customer?
A. The security key will be send to you via post on your registered address with us.
 
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